Industry
For Title & Escrow Companies
One transaction, one set of "updated instructions," one wire — and the closing table becomes a crime scene.
Why title & escrow is a target
Closings concentrate everything wire fraud needs: large one-time transfers, hard deadlines, long email chains across many parties, and buyers making the biggest wire of their lives for the first time.
Attackers compromise one mailbox in the chain, watch the transaction approach closing, and send updated instructions at the moment of maximum pressure — often "confirmed" by a call from a spoofed number.
The protocol, applied
Wire instructions issued once, early, through a verified channel
EnforceAny instruction change treated as fraud until verified
EnforceBuyer-side verification script delivered at engagement
TemplateEvery disbursement logged with its verification
AutoGo deeper
The capability behind it: Wire Transfer Fraud Prevention →
Frequently asked questions
Who is liable when a buyer wires to a fraudster?
Contested and fact-specific — buyers often bear the immediate loss, with claims against whichever party's compromise enabled it; general information, not legal advice.
How should title companies deliver wire instructions?
Once, early, via a secure channel, with an explicit warning that instructions never change.
What should happen if changed instructions arrive?
Treat as fraud: freeze, verify by phone on an independently sourced number, and alert all transaction parties.
The Callback
The Callback — a short briefing on new scam patterns and payment controls. No more than twice a month.
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